Zone 2 heart rate by age: reference chart

Zone 2 is typically defined as 60–70% of your maximum heart rate (max HR). The most common max HR estimate is 220 − your age. Here's how that translates to Zone 2 targets across age groups:

AgeEst. Max HRZone 2 (60–70%)Zone 2 — Karvonen* (avg RHR 65)
20200 bpm120–140 bpm143–156 bpm
25195 bpm117–137 bpm140–153 bpm
30190 bpm114–133 bpm137–150 bpm
35185 bpm111–130 bpm134–147 bpm
40180 bpm108–126 bpm130–144 bpm
45175 bpm105–123 bpm127–140 bpm
50170 bpm102–119 bpm124–137 bpm
55165 bpm99–116 bpm120–133 bpm
60160 bpm96–112 bpm117–130 bpm
65155 bpm93–109 bpm114–126 bpm
70150 bpm90–105 bpm110–123 bpm

*Karvonen formula: Zone 2 = Resting HR + (Heart Rate Reserve × 60–70%). HRR = Max HR − Resting HR. Assumes average resting HR of 65 bpm — adjust for your actual resting HR.

Get your personalised Zone 2 range using your actual resting heart rate.

Zone 2 Calculator →

Why does Zone 2 heart rate change with age?

Maximum heart rate declines with age at approximately 1 bpm per year, though individual variation is significant. This decline is physiological — the SA node (the heart's natural pacemaker) becomes less responsive to autonomic nervous system stimulation with age, and structural changes in the heart reduce its maximum pumping frequency.

Because Zone 2 is defined as a percentage of max HR, as max HR falls, the absolute bpm targets for Zone 2 also fall. This doesn't mean Zone 2 training becomes less effective — the physiological adaptations (mitochondrial biogenesis, fat oxidation, cardiovascular efficiency) remain exactly the same. Only the numbers change.

Which formula should you use?

The simple percentage method (60–70% of 220 − age) is a good starting estimate. The Karvonen formula — which accounts for your resting heart rate — is more accurate, especially for fit individuals with low resting HRs. If your resting HR is below 60 bpm, your Karvonen Zone 2 will be noticeably higher than the simple estimate.

Zone 2 training in your 20s and 30s

In your 20s and 30s, max HR is at its lifetime peak, giving you the highest absolute Zone 2 ceiling. Zone 2 in this age range typically allows for a meaningful running pace — many fit 25–35 year olds can run at a 7–9 minute mile in Zone 2.

Common challenge: people in their 20s and 30s often find Zone 2 frustratingly slow compared to their usual training intensity. The temptation to push into Zone 3 is strong. Resisting this and building an aerobic base in these decades pays significant dividends in both athletic performance and long-term health.

Zone 2 training in your 40s

By your 40s, max HR has declined by roughly 5–10 bpm from your 20s peak. Zone 2 ceiling is typically 120–130 bpm. Aerobic capacity begins a natural decline from the mid-30s onward, making Zone 2 training increasingly important for maintaining cardiovascular fitness.

Women in perimenopause (typically mid-40s onward) may notice heart rate variability and exercise response changes due to declining oestrogen. Zone 2's low intensity makes it generally well-tolerated throughout hormonal fluctuations and is an excellent anchor exercise during this life stage.

Zone 2 training in your 50s and 60s

Zone 2 targets drop into the 95–120 bpm range for most people in their 50s and 60s. At these age groups, many people need to walk or cycle at a gentle pace to stay in Zone 2 — this is completely appropriate and still delivers the full aerobic adaptation benefits.

This is also the age range where Zone 2 training's longevity benefits become most pronounced. VO2 max — which Zone 2 training maintains and builds — is one of the strongest predictors of all-cause mortality. Research consistently shows that even modest improvements in VO2 max in adults over 50 significantly reduce risk of cardiovascular disease and early death.

If you're taking beta-blockers (common cardiovascular medications), be aware that these reduce heart rate response to exercise, making standard age-based Zone 2 targets inaccurate. Use the talk test or perceived exertion as your primary Zone 2 guide if you're on these medications.

Zone 2 training in your 70s and beyond

Zone 2 targets in the 70s are approximately 90–105 bpm — a gentle effort for most people, achievable through walking. At this age, Zone 2 training serves a dual purpose: maintaining cardiovascular capacity and supporting functional fitness and fall prevention through the muscle engagement of consistent movement.

For adults over 70, any consistent aerobic exercise — even 30 minutes of brisk walking 3–4 times per week at Zone 2 intensity — meaningfully reduces risk of cardiovascular events and supports metabolic health. The specific format matters less than consistency.

The Karvonen formula: why it gives different results

The simple percentage method (60–70% × max HR) assumes everyone with the same max HR should train at the same absolute bpm. But this ignores resting heart rate, which varies significantly between people of the same age.

A 50-year-old with a resting HR of 45 bpm (very fit) has a much larger Heart Rate Reserve (HRR) than a 50-year-old with a resting HR of 75 bpm (sedentary). The Karvonen formula accounts for this by calculating zones as a percentage of HRR above resting HR:

Zone 2 = Resting HR + (HRR × 60–70%), where HRR = Max HR − Resting HR.

In practice, the Karvonen formula gives higher absolute bpm targets for fit individuals (low resting HR) and lower targets for less fit individuals (high resting HR) — making it more personalised and more accurate.

Frequently asked questions

What is Zone 2 heart rate for a 40-year-old?
For a 40-year-old, Zone 2 using the simple percentage method is approximately 108–126 bpm (60–70% of estimated max HR of 180). Using the Karvonen formula with an average resting HR of 65 bpm, Zone 2 is approximately 130–144 bpm. If your resting HR is lower than average, your Karvonen Zone 2 will be higher.
Does Zone 2 heart rate change with age?
Yes — maximum heart rate declines by approximately 1 bpm per year, so Zone 2 absolute bpm targets decrease with age. A 25-year-old's Zone 2 tops out around 137 bpm; a 65-year-old's tops out around 109 bpm using the simple method. The benefits of Zone 2 training remain identical at every age — only the target numbers change.
Is Zone 2 training safe for adults over 60?
Yes — Zone 2 is one of the safest forms of exercise at any age due to its low intensity. For adults over 60, it's particularly appropriate as walking, cycling, or swimming can all achieve Zone 2 heart rates without high impact or joint stress. Those with existing cardiovascular conditions should get clearance from their doctor before starting.
What if I can't run slowly enough to stay in Zone 2?
This is very common, especially for beginners and older adults with lower aerobic fitness. The solution is simple: slow down to a walk, or choose a lower-impact activity like cycling or swimming where intensity is easier to control. Many people need to walk to stay in Zone 2 initially. Your Zone 2 running pace will improve as your aerobic base develops over weeks and months.
How accurate is the 220 minus age formula?
The 220 − age formula has a standard deviation of about 10–12 bpm, meaning your actual max HR could easily be 10 bpm higher or lower than the estimate. It's a reasonable starting point but can be meaningfully off for individuals. The Karvonen formula with your actual resting HR provides a more personalised result. The most accurate method is a true max HR test under controlled conditions.
Should Zone 2 feel easy?
Yes — Zone 2 should feel easy to moderate. The talk test is the simplest check: you should be able to speak full sentences comfortably without pausing for breath. If you're too breathless to talk normally, you're above Zone 2. Many people are surprised by how slow they need to go to stay in Zone 2, especially beginners. This feeling improves with training.
Not medical advice. Heart rate zones are population estimates. Individual max HR can vary significantly from the 220 − age formula. Consult a doctor before starting a new exercise programme, especially if you have cardiovascular concerns.