cm
cm

Measure at the narrowest point (around the navel for men, smallest point for women)

cm

Measure just below the larynx (Adam's apple)

cm

Measure at the widest point of your hips/buttocks

% body fat
Essential fat2–5%
Athletes6–13%
Fitness14–17%
Average18–24%
Obese25%+

How is body fat % calculated?

This calculator uses the U.S. Navy circumference method, developed for fitness assessment in the armed forces. It estimates body fat from simple body measurements rather than requiring expensive equipment.

The formula

Men: %BF = 495 / (1.0324 − 0.19077 × log10(waist − neck) + 0.15456 × log10(height)) − 450

Women: %BF = 495 / (1.29579 − 0.35004 × log10(waist + hip − neck) + 0.22100 × log10(height)) − 450

Accuracy

The Navy method has a margin of error of approximately ±3–4%. It's a useful tracker for progress over time, but for precise body composition assessment, DEXA scan or hydrostatic weighing are more accurate.

Body fat percentage categories

Body composition classification systems typically break body fat percentage into five bands, based on health and performance research:

CategoryWomenMen
Essential fat10–13%2–5%
Athletes14–20%6–13%
Fitness21–24%14–17%
Average25–31%18–24%
Obese32%+25%+

Essential fat is the minimum needed for basic physiological function — hormone production, organ protection, and cell structure — and should not be pursued as a long-term target. The "athletes" and "fitness" bands are sustainable ranges for people who train seriously, while "average" reflects typical population figures for generally healthy adults.

Other ways to measure body fat

The tape-measure method used here is the most accessible option, but several alternatives exist with different tradeoffs between cost, convenience, and accuracy:

  • Skinfold calipers: ±3–4% accuracy in trained hands; cheap but technique-dependent and less reliable when self-administered.
  • Bioelectrical impedance (smart scales): ±4–6% accuracy; convenient but sensitive to hydration status, meaning results can swing several percentage points day to day.
  • DEXA scan: ±1–2% accuracy, the clinical gold standard; also shows fat distribution and bone density, but requires a specialist facility and costs money per scan.
  • Hydrostatic (underwater) weighing: ±1–2% accuracy; historically the research standard, now largely replaced by DEXA due to being more accessible.
  • Bod Pod (air displacement): ±2–3% accuracy; fast and comfortable, available at some sports science labs and gyms.

For most people tracking progress over time, consistency matters more than precision — using the same method, at the same time of day, under similar conditions (e.g. always in the morning before eating) gives a more useful trend than switching between methods.

Frequently asked questions

What is a healthy body fat percentage?
Healthy ranges differ by sex: for women, 21–33% is generally considered healthy (14–20% is athletic). For men, 18–24% is healthy (6–13% is athletic). These ranges shift upward slightly with age. Body fat below essential fat levels (10–13% for women, 2–5% for men) is dangerous.
How accurate is the Navy method for body fat?
The US Navy circumference method is accurate to within approximately ±3–4% for most people. It's less accurate for very lean or very obese individuals. DEXA scanning is the gold standard (±1–2% accuracy) if you need a precise measurement.
Can body fat percentage be too low?
Yes. Extremely low body fat — below essential fat levels — impairs organ function, hormone production, immune function, and bone health. In women, very low body fat causes hormonal disruption and loss of menstrual function. Sustainable athletic body fat (14–20% for women, 6–13% for men) is very different from dangerously low levels.
Is body fat or BMI a better health indicator?
Body fat percentage is generally more informative than BMI because it directly measures fat vs lean mass. BMI can misclassify muscular people as overweight and people who've lost muscle (sarcopenic obesity) as healthy. However, waist circumference — which reflects visceral fat — is often the most clinically useful single measurement.
How often should I measure my body fat percentage?
Every 2–4 weeks is generally sufficient to track meaningful change without over-focusing on day-to-day noise. Body fat percentage doesn't change quickly — measuring weekly or more often mostly captures measurement error and normal fluctuation (hydration, food in the gut, time of day) rather than real progress.
Does a healthy body fat percentage change with age?
Yes, slightly. Body fat naturally tends to increase with age even at a stable weight, partly due to gradual muscle loss (sarcopenia) if resistance training isn't maintained. Many classification charts allow for body fat percentages a few points higher in older age brackets to reflect this, though the "athletic" and "fitness" ranges remain achievable at any age with consistent training.
Can I lose fat from just one area of my body?
No — this is known as "spot reduction" and it isn't supported by research. Fat loss happens throughout the body in a pattern largely determined by genetics, not by which muscles you exercise. Doing hundreds of ab exercises won't preferentially burn belly fat; a calorie deficit combined with resistance training reduces fat throughout the body, including, eventually, the areas you're most focused on.
Not medical advice. Body fat estimates are approximations. Consult a healthcare provider for clinical assessment.
Advertisement
Google AdSense 300×250